From Dimes to Champs

Being unemployed without medical insurance coverage is really something a person should worry about. Although there are some hospital programs that are intended to assist patients with their medical bills if they cannot afford to pay due to unemployment or lack of medical coverage, the prescription drugs alone are expensive enough to rattle the patient’s wallet. For this, drug manufacturers offer patient assistance programs.

The eligibility for patient assistance programs varies on the medication that one needs. However, most PAPs require participants to be citizens or legal residents of the United States, without health insurance coverage and who are facing financial hardships that make it impossible for them to afford the medication that they need. Patient assistance programs are offered by both the state governments and by private not-for-profit organizations and corporations.

The patient seeking assistance with his prescriptions may be asked to submit proof of assets or income. If the patient is unemployed, he may be required to provide a letter stating the dates of unemployment and other related information. The entire processing of the application may last for two to three weeks. Depending on the patient’s capability of paying for the medicines, he can either get his prescriptions for free or at a very low price.

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